Heyer Capital, LLC

This is not about a missing signature here or there.

•  It’s about the big banks trying to subvert the Land Title laws which the common law has relied on for hundreds of years.   The reason our laws and customs REQUIRE these documents are in writing AND recorded AND requiring the original signatures  is to protect the people from grievous, irreparable harm.

Has cutting corners led to clouded titles on half the properties sold in the past decade?  Who pays for that remedy? If title insurers withdraw from the market, how will you sell your house next year?

•  It’s about mortgage backed securities sold to your pension fund and mutual funds in which the Trustee, in black and white expressed contract,  certified there was a valid chain of endorsements on the mortgages and notes delivered into the trust.  How many MBS are hollow shells, without assets?     Failure of these MBS vitiate their tax-favored REMIC status, requiring a 100% tax, retroactive.  So what are the pensions worth now?

•  It’s about banks thumbing their nose at the notary laws.

•  It’s about banks demanding the courts permit them to ‘cure irregularities in paperwork’ when the black letter of the law prohibits it.

•  It’s about the banks filing motions with the courts demanding the silence of opposing attorneys that expose bank affidavits given ‘in bad faith.’

•  It’s about banks hiring shop clerks to sit and forge signatures all day without the clerks even understanding what the word “affidavit’ is.

•  It’s about banks forging notices of process service for foreclosures.

•  It’s about banks filing notices of assignment of mortgages AFTER the foreclosure lawsuit was filed.

•  It’s about bank vendors relying on document forgery consultants to ‘recreate’ a paper trail.

•  It’s NOT about people not honoring their commitment and ‘getting a free house.’  A note is the promise to pay, and the mortgage is the security interest in the property.   It may be found that the mortgage itself is invalid and the collateral (the house) cannot be repossessed. But the note itself still exists.  The question is to whom are the payments made.

• It’s about the banks deliberately destroying notes and documents or shipping them off to India ‘for storage’ in order to obfuscate legal discovery.

•  It is about preserving property rights and the rule of law, and preventing another staggering lurch into the dark world without rule of law.

•  It will be about banks trying to evade the financial and criminal consequences of their mortgage ‘pump and dump’ onto the taxpayer. Again.